Peter Beneke Dave Ramsey
SmartVestor Pro's are committed to educating and empowering you. SmartVestor Pros believe that eliminating debit and investing for the long term is the ideal way to build wealth and prepare for retirement.
Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale. It works every single time!
Baby Step 1-Save $1000 for your starter emergency fund.
Baby Step 2- Payoff all debt except the house) using the debt snowball.
Baby Step 3 -Save 3-6 months of expenses in a fully funded emergency fund.
Baby Step 4-Invest 15%of your household income in retirement.
Baby Step 5- save for your children's college fund.
Baby Step 6- Pay off your home early.
Baby Step 7- Build wealth and give.